Adult IQ — Public Liability Disclaimer

Adult IQ has been created to provide general educational and informational resources about many of the subjects people encounter throughout everyday life.

The information, books, guides, workbooks, articles and other materials available through the Adult IQ website and library are provided for general educational and informational purposes only.

We have made reasonable efforts to research and compile information from a variety of sources, including government agencies, established organizations, professional resources, healthcare-related sources and other publicly available information. However, Adult IQ cannot guarantee that all information is complete, accurate, current or applicable to every person or situation.

Use of Information

The information provided by Adult IQ is intended to help readers learn about a subject and become better informed. It is not intended to replace advice from a qualified professional.

Adult IQ does not provide individualized legal, medical, financial, tax, investment, insurance, employment, business or other professional advice through its general educational materials.

Every person's circumstances are different. Information that may be useful or appropriate in one situation may not be appropriate in another.

Before making an important decision or taking action based on information contained in the Adult IQ library, you should consider your own circumstances and, where appropriate, consult a qualified professional or the relevant government or official source.

No Guarantee

Adult IQ makes reasonable efforts to provide useful and reliable information, but information can change over time.

Government requirements, laws, regulations, medical information, financial products, technology, employment practices, insurance policies and other areas covered by the library may change after material has been published.

For this reason, Adult IQ does not guarantee that information will always remain current, complete, error-free or suitable for a particular purpose.

Limitation of Responsibility

To the fullest extent permitted by applicable law, Adult IQ, its owners, operators, contributors, authors and affiliates shall not be responsible or liable for any loss, damage, expense, claim or consequence arising from or related to the use of, reliance upon, or inability to use information contained within the Adult IQ website, library, books, guides, workbooks or other educational materials.

This includes, where permitted by law, direct, indirect, incidental, consequential or other losses that may result from decisions made or actions taken based on information obtained through Adult IQ.

Nothing on the Adult IQ website or within its library is intended to create a professional-client, advisory, fiduciary or other professional relationship between Adult IQ and any reader, member or visitor.

Third-Party Information and Sources

Adult IQ may reference or rely upon information made publicly available by government agencies, healthcare organizations, professional organizations, educational institutions, businesses and other third parties.

Adult IQ does not control those third-party sources and cannot guarantee the accuracy, completeness or continued availability of information provided by them.

Where appropriate, readers should verify important information directly with the relevant official source or qualified professional.

Your Responsibility

By using the Adult IQ website or accessing the Adult IQ library, you acknowledge that you are choosing to use the information for your own general education and understanding.

You are responsible for considering your own circumstances and for deciding whether additional information or professional advice is appropriate before taking action.

Adult IQ is here to help you learn and become better informed. It is not here to make decisions for you.

The purpose of Adult IQ is simple: to bring useful information together, make it easier to understand and give people a better place to start when they want to learn.

Learn. Understand. Be better prepared.

This Public Liability Disclaimer should be read together with any other terms, conditions, privacy policies and disclaimers published on the Adult IQ website.

Refund & Cancellation Policy

Adult IQ sells digital products and memberships that give you immediate access to our library, guides and templates. Because digital content is delivered instantly and cannot be returned, all sales are final and payments are non-refundable. This includes membership fees, one-time package purchases and template downloads.

Memberships. Monthly and yearly memberships renew automatically at the end of each billing period until you cancel. You can cancel at any time through your customer account. Once cancellation is processed, no further payments will be taken, and you will keep access until the end of the billing period you have already paid for. We do not provide refunds or credits for partial billing periods or unused time.

One-time purchases. Packages and templates purchased outright include the materials available at the time of purchase. They do not include content added to the library later; ongoing additions require an active membership.

Billing errors. If you believe you have been charged in error, such as a duplicate charge, email info@theadultiq.com within 30 days of the charge. We will review it and correct any genuine billing error.

Price changes. Membership prices may change from time to time. Any change will apply from your next billing period, and we will give you notice before it takes effect.

Privacy Policy

Last updated: October 24, 2026. This Privacy Policy explains how Todd Grego, a sole proprietor doing business as Adult IQ ("Adult IQ," "we" or "us"), collects, uses and protects your information when you visit theadultiq.com, create an account, become a member or make a purchase.

Information we collect. Information you give us, such as your name, email address, account login details and billing details when you subscribe, make a purchase, sign up for our newsletter or contact us. Information collected automatically, such as your IP address, browser and device type, the pages you visit and similar usage data, gathered through cookies and similar technologies used by our website platform.

How we use your information. To create and manage your account and membership; to process payments and give you access to the content you have purchased; to send you messages about your account, billing and purchases; to send you our newsletter if you have signed up for it; to respond to your questions; to understand how our website is used so we can improve it; and to meet our legal obligations.

Payments. Payments are processed securely by our website platform and its payment processors. We do not see or store your full card number.

Sharing your information. We do not sell your personal information. We share it only with service providers that help us run Adult IQ, such as our website and hosting platform (Squarespace), payment processors and email providers, and only as needed to provide our services, or where we are required to by law.

Cookies. Our website uses cookies to keep you signed in, remember your cart and understand how the site is used. You can control cookies through your browser settings, although some features may not work without them.

Keeping your information. We keep your information for as long as your account is active and as long as needed afterwards for legal, tax and accounting purposes. We use reasonable measures to protect it, but no method of transmission or storage over the internet is completely secure.

Your choices. You can update your account details through your customer account and unsubscribe from marketing emails using the link in any email. You can also ask us to access, correct or delete your personal information by emailing info@theadultiq.com. We will respond within a reasonable time and within any period required by law.

Children. Adult IQ is intended for adults. Anyone under 18 should use Adult IQ with the involvement of a parent or guardian. We do not knowingly collect personal information from children under 13.

Changes to this policy. We may update this Privacy Policy from time to time. The date at the top shows when it was last updated.

Business Information & Contact

Adult IQ is operated by Todd Grego, a sole proprietor based in Texas, United States. For questions about your membership, purchases, these terms or your privacy, email info@theadultiq.com.

Governing law. These terms and policies are governed by the laws of the State of Texas and applicable United States federal law.